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Time Deposit Rates

These interest rates and annual percentage yields (APY) are effective as of June 8, 2021 and are subject to change.

182 Day Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 minimum 0.05% 0.05% At Maturity

12 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $ 7,499.99 0.05% 0.05% Quarterly
$7,500 - $99,999.99 0.05% 0.05% Quarterly
$100,000 - and above 0.15% 0.15% Quarterly

18 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $ 7,499.99 0.05% 0.05% Quarterly
$7,500 - $99,999.99 0.05% 0.05% Quarterly
$100,000 - and above 0.15% 0.15% Quarterly

24 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $ 7,499.99 0.05% 0.05% Quarterly
$7,500 - $99,999.99 0.10% 0.10% Quarterly
$100,000 - and above 0.20% 0.20% Quarterly


36 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $7,499.99 0.20% 005% Quarterly
$7,500 - $99,999.99 0.30% 0.30% Quarterly
$100,000 - and above 0.40% 0.40% Quarterly

48 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $ 7,499.99 0.40% 0.40% Quarterly
$7,500 - $99,999.99 0.50% 0.50% Quarterly
$100,000 - and above 0.60% 0.60% Quarterly

60 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $ 7,499.99 0.50% 0.50% Quarterly
$7,500 - $99,999.99 0.60% 0.60% Quarterly
$100,000 - and above 0.70% 0.70% Quarterly

¹ Early withdrawal penalties may apply on Time Deposits:
  • 12 months and under maturity is 9 months interest.
  • Over 12 months maturity is 15 months interest.
For more information on current interest rates and annual percentage yield information, call: 641.456.4793 or toll free: 888.456.4793