These interest rates and annual percentage yields (APY) are effective as of July 18, 2025 and are subject to change.
| 182 Day Time Deposit |
Interest Rate |
APY¹ |
Interest Compounded |
| $1,000 minimum |
4.11% |
4.15% |
At Maturity |
| 12 Month Time Deposit |
Interest Rate |
APY¹ |
Interest Compounded |
| $1,000 - $ 7,499.99 |
4.18% |
4.25% |
Quarterly |
| $7,500 - $99,999.99 |
4.18% |
4.25% |
Quarterly |
| $100,000 - and above |
4.18% |
4.25% |
Quarterly |
| 18 Month Time Deposit |
Interest Rate |
APY¹ |
Interest Compounded |
| $1,000 - $ 7,499.99 |
3.02%
|
3.05% |
Quarterly |
| $7,500 - $99,999.99 |
3.11% |
3.15% |
Quarterly |
| $100,000 - and above |
3.21% |
3.25% |
Quarterly |
| 24 Month Time Deposit |
Interest Rate |
APY¹ |
Interest Compounded |
| $1,000 - $ 7,499.99 |
3.06% |
3.10% |
Quarterly |
| $7,500 - $99,999.99 |
3.16% |
3.20% |
Quarterly |
| $100,000 - and above |
3.26% |
3.30% |
Quarterly |
| 36 Month Time Deposit |
Interest Rate |
APY¹ |
Interest Compounded |
| $1,000 - $7,499.99 |
3.16% |
3.20% |
Quarterly |
| $7,500 - $99,999.99 |
3.26% |
3.30% |
Quarterly |
| $100,000 - and above |
3.36% |
3.40% |
Quarterly |
| 48 Month Time Deposit |
Interest Rate |
APY¹ |
Interest Compounded |
| $1,000 - $ 7,499.99 |
3.26% |
3.30% |
Quarterly |
| $7,500 - $99,999.99 |
3.36% |
3.40% |
Quarterly |
| $100,000 - and above |
3.45% |
3.50% |
Quarterly |
| 60 Month Time Deposit |
Interest Rate |
APY¹ |
Interest Compounded |
| $1,000 - $ 7,499.99 |
3.36% |
3.40% |
Quarterly |
| $7,500 - $99,999.99 |
3.45% |
3.50% |
Quarterly |
| $100,000 - and above |
3.55% |
3.60% |
Quarterly |
¹ Early withdrawal penalties may apply on Time Deposits:
- 12 months and under maturity is 9 months interest.
- Over 12 months maturity is 15 months interest.
For more information on current interest rates and annual percentage yield information, call: 641.456.4793 or toll free: 888.456.4793
