Man using laptop on couch.

Time Deposit Rates

These interest rates and annual percentage yields (APY) are effective as of April 18, 2024 and are subject to change.

182 Day Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 minimum 4.94% 5.00% At Maturity
12 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $ 7,499.99 4.18% 4.25% Quarterly
$7,500 - $99,999.99 4.38% 4.45% Quarterly
$100,000 - and above 4.57% 4.65% Quarterly

18 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $ 7,499.99 3.65%
3.70% Quarterly
$7,500 - $99,999.99 3.80% 3.85% Quarterly
$100,000 - and above 3.94% 4.00% Quarterly

24 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $ 7,499.99 3.45% 3.50% Quarterly
$7,500 - $99,999.99 3.55% 3.60% Quarterly
$100,000 - and above 3.65% 3.70% Quarterly


36 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $7,499.99 3.26% 3.30% Quarterly
$7,500 - $99,999.99 3.36% 3.40% Quarterly
$100,000 - and above 3.45% 3.50% Quarterly

48 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $ 7,499.99 3.11% 3.15% Quarterly
$7,500 - $99,999.99 3.21% 3.25% Quarterly
$100,000 - and above 3.31% 3.35% Quarterly

60 Month Time Deposit Interest Rate APY¹ Interest Compounded
$1,000 - $ 7,499.99 3.02% 3.05% Quarterly
$7,500 - $99,999.99 3.11% 3.15% Quarterly
$100,000 - and above 3.21% 3.25% Quarterly

¹ Early withdrawal penalties may apply on Time Deposits:
  • 12 months and under maturity is 9 months interest.
  • Over 12 months maturity is 15 months interest.
For more information on current interest rates and annual percentage yield information, call: 641.456.4793 or toll free: 888.456.4793